To our valued customers and stakeholders, on behalf of Mitsui Sumitomo Insurance, I wish to convey our deepest thanks for your ongoing work with or support to our company.
Effective April 1, 2026, I have assumed the position of President and Chief Executive Officer.

In recent years, the social and economic environment has been undergoing rapid transformation. Risks faced by our customers, such as those arising from climate change and natural disasters, as well as cyber risks, are becoming increasingly complex and diverse. Moreover, revisions to the Insurance Business Act and supervisory guidelines are driving significant changes in the competitive landscape of our industry. Amid these developments, our company remains steadfast in our commitment to providing products and services that offer greater peace of mind than ever before.

Aiming to realize our vision for fiscal year 2030, Mitsui Sumitomo Insurance has transitioned from a medium-term management plan to an annual planning approach beginning in fiscal year 2026. This change will allow us to respond more flexibly and swiftly to changes in the business environment. With a renewed determination to become “the insurance and financial group most chosen by customers,” we are addressing past challenges with the utmost seriousness, and strengthening company-wide efforts to review our operational and management frameworks, strengthen governance, and transform our business model.

Furthermore, subject to approval of shareholders’ meetings and relevant authorities, Mitsui Sumitomo Insurance and Aioi Nissay Dowa Insurance have entered into a merger agreement, with the merger scheduled to take effect on April 1, 2027.

As the new core operating company of the group, we will strive to become the “insurance and financial group most chosen by customers” and create a “virtuous cycle of growth and trust.” By honing the strengths of both companies even before the merger and leveraging our collective capabilities, we will pursue both sustainable growth and improved efficiency for the group’s domestic non-life insurance business.

It is a great honor and responsibility to be entrusted with the leadership of the company at this critical and historic juncture. With renewed resolve, we will pursue a customer-oriented approach more than ever before, deliver new value to our customers and society, and strive for growth in partnership with society at large.

We look forward to and appreciate your continued support.

President, Chief Executive Officer
Mitsui Sumitomo Insurance Company, Limited
Hiroshi Umiyama