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Improvement of Sustainability of Natural Capital
Climate change mitigation and adaptation through biodiversity conservation and the utilization of ecosystems
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Our daily lives and economic activities depend on the benefits of nature (ecosystem services), which are available to us thanks to the existence of a sound natural environment and biodiversity. But the foundation is seriously threatened by climate change caused by our lives and economic activities. On the other hand, nature provides ecosystem services that mitigate and adapt to climate change by maintaining and restoring a rich natural environment. We will proactively implement measures to recover, maintain and make use of the natural environment in consideration of the impacts climate change has on it and of the possibility of utilizing ecosystems for climate change mitigation and adaptation.
products & Services
Products and Services that Lead to
Nature-Positive Outcomes
In addition to climate change countermeasures, we offer services to conserve and restore natural capital
and biodiversity for symbiosis with global environment (Planetary Health) and as a new source of revenue.

Automobile insurance (incidental services):
“Supporting reduction of roadkill incidents”

We provide wild animal alert functions in dedicated drive recorders for automobile insurance while donating to reduce roadkill incidents.

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Marine contamination special clause coverage for additional expenses

We cover the vessel operators’ conservation and restoration expenses in a marine accident that damages the natural environment. This is outside the coverage of conventional insurance policies.

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Expanded special clause coverage for contamination damage

The clause provides a wide range of coverage for expenses related to contamination damage from an accident in a factory and other facilities, including liability for damages, to support measures to conserve natural capital and biodiversity.

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Special clause coverage for reforestation expenses, etc.

We offer coverage for expenses for reforesting and other efforts to recover a damaged forest after a fire, which was outside the scope of our conventional insurance coverage, to support the conservation and restoration of the natural capital.

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Package for supporting corporate green space initiatives

We offer viewing of our Surugadai Green Spaces were certified as OECMs (Other Effective area-based Conservation Measures) in the Environment Ministry’s demonstration rooftop greening project, corporate green-space consulting service, and corporate green-space insurance as a package.

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The Surugadai Green Spaces create momentum toward the “30 by 30” initiative
The Mitsui Sumitomo Insurance Surugadai Building (Head Office) and the Mitsui Sumitomo Insurance Surugadai Annex are located in the university district of Kanda Surugadai in Chiyoda, Tokyo, an area where samurai residences once lined the streets in Edo period. Since the completion of the head office building in 1984, we have been upholding the principle of “harmony with the surrounding environment” and created a rooftop garden able to accommodate tall trees while also preserving existing trees already growing on the premises. Thanks to these measures, we are externally appreciated as an advanced company in terms of greening.
When the Surugadai Annex was constructed in 2012, we created a new green space by planting indigenous tree species as well as fruitful and syrup-yielding trees based on the concept of providing green space to promote harmony between the local community and local fauna, with a view to honoring the concept and history of the Surugadai Building by proactively addressing the issue of urban biodiversity. In order to create a green area that is open to the community, a direct elevator to the rooftop garden of the Surugadai Building and the ECOM Surugadai environmental communication space were built.
As the global discussion on the greening of company-owned and managed lands heats up, as seen in the “30 by 30” target to conserve and protect at least 30% of land and sea by 2030, our Surugadai Green Spaces play a pioneering role.
MS&AD Group Sets Eyes on Nature-Positive Outcomes
In addition to climate change, conservation and restoration of biodiversity is an essential theme in our efforts to increase the sustainability of the global environment and our lives. The MS&AD Group collaborates with various stakeholders to achieve nature-positive outcomes through initiatives such as conservation and restoration of biodiversity.

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