December 2000 5 Fundamental Points of the Merger Contract between The Sumitomo M&F and Mitsui M&F November 2000 2 Sumitomo Marine and Sumitomo Life Begin Mutual Sales Based on Extensive Alliance October 2000 23 Creating Services Better Suited to Customer Needs and Building a More Open Infrastructure July 2000 28 Progress Report on Pre-merger Activities May 2000 31 Preparing for the Merger of Sumitomo Marine and Mitsui Marine: A Progress Report March 2000 27 Full-scale Alliance and Scheduled Merger of The Sumitomo M&F and Mitsui M&F February 2000 18 Formation of New Comprehensive Insurance Financial Services Group	December November October July May March February