September 21, 2000 Joint Establishment of a Company in Defined Contribution Pension Plan Outline of the new company Name: Japan Pension Navigator Co., Ltd. Capital: JPY 2.5 billion Shareholders: Sumitomo Life Insurance Mitsui Mutual Life Insurance Sakura Bank Sumitomo Bank Sumitomo Marine & Fire Insurance Mitsui Marine & Fire Insurance Sumitomo Trust & Banking Chuo Mitsui Trust & Banking 25% 25% 15% 15% 5% 5% 5% 5% Head Office 2-1, Yaesu 2-chome, Chuo-ku, Tokyo (Sumitomo Life Yaesu Building) Management & Auditors President: Rentaro Kaneko (ex-Senior Managing Director, Sumitomo Life Insurance) Executive Vice President: Yoshio Machida (ex-Executive Officer, Mitsui Mutual Life Insurance) 7 Directors (Executive Officers and General Managers of Sakura Bank, Sumitomo Marine & Fire Insurance, Sumitomo Bank, Sumitomo Trust & Banking, Chuo Mitsui Trust & Banking, Mitsui Marine & Fire Insurance and Mitsui Mutual Life Insurance) 1 Standing Auditor (transferred from Sakura Bank) 2 Auditors (General Managers of Sumitomo Marine & Fire Insurance and Sumitomo Life Insurance) Main businesses 1. Consultation for the introduction of defined contribution pension plan 2. Calculation of projected benefit obligation 3. Operation and administration regulated by Defined Contribution Pension Plan Act (provisional) Selection and presentation of investment products Providing information on systems and investment products 4. Call center and web site 5. Investment education programs for clients