| February 18, 2000 |
| Formation of New Comprehensive Insurance & Financial Services Group |
 Primary
Business Indicators of the Two Companies (FY ending March 1999)
|
| Indicator | Sumitomo M&F | Mitsui M&F | Arithmetic Total |
| Total assets | 2,857,795 | 2,873,218 | 5,731,013 |
| Shareholder's equity | 272,220 | 281,752 | 553,972 |
| Common stock | 60,017 | 68,453 | 128,470 |
| Shares ou;tanding (000 shares) |
674,992 | 787,216 | 1,462,208 |
| Unrealized capital gain on securities (As of March 31, 1999) |
575,887 | 701,323 | 1,277,210 |
| Direct premiums written (including savings-type product) |
838,060 | 907,500 | 1,745,560 |
| Net premium income % market share |
540,076 8.0 |
614,583 9.1 |
1,154,659 17.1 |
| Underwriting income | 21,474 | 16,497 | 37,971 |
| Ordinary profit | 30,380 | 42,183 | 72,563 |
| Net income (after-tax) | 11,290 | 9,807 | 21,097 |
| Net loss ratio (%) | 57.1 | 57.4 | 57.2 |
| Net operating expenses ratio (%) | 38.3 | 39.8 | 39.1 |
| Combined ratio (%) | 95.4 | 97.2 | 96.3 |
| Number of agaencies | 53,994 | 54,149 | 108,143 |
| Number of employees (as of March 31, 1999) |
7,514 | 7,815 | 15,329 |
|
