 |
| February 18, 2000 |
|
| Formation
of New Comprehensive Insurance & Financial Services Group |
 Integration
Plan
Specific details of the following integration plan for the group as
a whole will be announced by the end of March.
| 1. |
Post-merger Plan
| (1) |
Business Targets Plan
(i) Premium budget
(ii) Revenues and profit plan
(iii) Numerical targets for various indicators: |
| For expanded operations: |
Market share |
| For improved profitability: |
Operating expenses ratio, Loss ratio, Combined
ratio, Interest and Dividend income,After-tax profit |
| For more effectual use of
capital: |
Return On Equity |
|
| (2) |
Business Strategy of Group
Individual strategies for operations, products, life insurance
business, financial services business, claims services,
overseas business, information technology, human resources |
|
|
| 2. |
Individual Pre-merger Plans of Two
Companies
| (1) |
Numerical targets for each company linked to the integration
plan (premium income, operating expenses ratio, loss ratio,
combined ratio, etc.) |
| (2) |
Plan for pre-merger effectual alliances (joint IT investment,
joint product development, etc.) |
|
|
