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The Company has adopted a disclosure policy governing information disclosure-related activities. The principal features of the policy are as follows: 1. Basic Policy Since the 1996 revision of the Insurance Business Law, deregulation and regulatory relaxation measures have made Japan's non-life insurance industry increasingly diverse with respect to products, prices, and services. Amid the increasingly large and rapid changes that this trend has brought about, the importance of timely and accurate corporate information disclosure has risen still further. Regarding Mitsui Sumitomo Insurance's information disclosure, the Company has, since July 2002, prepared and disclosed MS Quarterly Report on its business performance and other topics. Moreover, in July 2003, it became the only member of Japan's non-life insurance industry to disclose consolidated performance figures on a quarterly basis. In these and other ways, the Company has been a leader in its industry. In the future, Mitsui Sumitomo Insurance intends to proactively and speedily disclose information with the goal of ensuring that customers, shareholders, investors, and others can accurately grasp and appraise the situation of the Mitsui Sumitomo Insurance Group. 2. Disclosure Standards In line with the basic policy described above, Mitsui Sumitomo Insurance has prepared in-house standards* for information disclosure. In accordance with these standards, the Company is speedily and fairly disclosing useful information that facilitates the contract- and investment-related decision making of customers and investors. * Principal Types of Information Covered by In-house Disclosure Standards The standards cover information related to corporate management, products and services, investments, asset-liability management, risk management, corporate performance, reinsurance, overseas business, computer systems, social contributions, environmental protection, and Group companies. 3. Disclosure Methods Through information disclosure activities involving such diverse media as disclosure pamphlets, news releases, and Internet Web pages, Mitsui Sumitomo Insurance is striving to ensure that it fairly provides information to customers, shareholders, investors, and other interested parties.