| This website (http://www.ms-ins.com/),
hereafter referred to as "the Website," is managed under
the administration of Mitsui Sumitomo Insurance Co., Ltd. ("the
Company"). We ask that you please read the following cautionary
statement and understand its contents before using the website. |

| 1. Forecasts and Estimates |

| Any statements contained in the Website that are not historical
facts are based on the Company's own judgment as gauged from current
readily available information. This information includes future plans,
strategies, and forecasts and estimates for business performance.
The Company wishes to caution readers that actual results could vary
considerably from projections in the aforementioned categories as
a result of numerous uncertainties. These factors include, but are
not limited to, (1) overall economic trends in the Company's business
domains; (2) intensified competition in the insurance business; (3)
volatility to foreign currency exchange rates; and (4) changes in
the tax code and other regulatory standards. |


 |
|
Although the information contained in the Website has been carefully
vetted, the Company cannot guarantee the accuracy of the information
provided within. |
| |
|
The Company does not assume any responsibility whatsoever for damages
or losses which may be incurred based on the information presented
on the Website. |
| |
|
The content of the Website may be revised, suspended, or discontinued
without prior notice. |
| |
|
When users move to other websites using links or banners on the
Website, the Company does not assume any responsibility whatsoever
for the contents of other websites. |


| All content on the Website (information, design, logo marks, and
other matter) is copyrighted by the Company. The reproduction, use,
or editing of content without prior consent is prohibited. |

| The Company makes the utmost effort to prevent illegal access, falsification,
and other illegal activities in regard to customer information through
the Website. Toward this end, Secure Sockets Layer (SSL) data-signal
codification is used for the input of customer data. In addition,
firewalls have been installed to protect information on the Website. |


 |
|
Microsoft Internet Explorer 5.0 or higher or Netscape Communicator
4.7 or higher are recommended for use with the Website. Some portions
of the Website can be navigated using Netscape Navigator 6. |
| |
|
The Website requires Macromedia Flash Player, Real Player, or Windows
Media Player to view video content and Adobe Reader plug-in software
to view PDF files. We request that users download this software if
they do not posses it. |
| |
|
|


| The Website uses cookies in some cases with the aim of recording
data on use, providing and enhancing core services, and otherwise
facilitating business activities. |


| Japanese laws and ordinances apply to all matters regarding use
of the Website. The Tokyo District Court of Japan is the first court
with special legal jurisdiction over any legal disputes or litigation. |
| Microsoft Internet Explorer and Windows Media are registered
trademarks or trademarks of Microsoft Corporation, of
the United States, in the United States and other countries. |
 |
| Netscape, Netscape Navigator, and the Netscape N logo
are registered trademarks of Netscape Communications Corporation
in the United States and other countries. The Netscape
logo, Netscape Communicator, and other products and services
are trademarks (or registered trademarks in some countries)
of Netscape Communications Corporation. The copyright
to Netscape Navigator is held by of Netscape Communications
Corporation. |
 |
| Macromedia and Macromedia Flash Player are trademarks
or registered trademarks of Macromedia, Inc., of the United
States, in the United States and other countries. |
 |
| RealPlayer is a registered trademark or filed for approval
as a trademark by RealNetwork, Inc., of the United States
in the United States and other countries. |
 |
| Adobe Reader is a trademark of Adobe Systems Incorporated.
|
|
|
|